Why Reverse Mortgages Aren’t the Only Way to Unlock Home Equity in South Africa Many retirees in South Africa consider reverse mortgages as a viable way to access the equity in their homes, but are they really the best option? While reverse mortgages are popular, they often come with significant downsides that can impact your financial health and peace of mind. Fortunately, there are alternative methods to tap into your home's value without the risks. The Hidden Costs of Reverse Mortgages Reverse mortgages might seem like an easy way to unlock cash, but they come with hidden costs that can quickly add up. High fees, compounding interest, and restrictive terms can make them a less attractive option than they first appear. Furthermore, the potential loss of inheritance for your loved ones is a critical factor to consider. Alternative Methods to Consider Equity Sharing Agreements : Unlike a reverse mortgage, equity sharing allows you to sell a portion of your home’s future appreciati